Back To School Savings

As the lazy days of summer wind down, the excitement—and costs—of back-to-school prep start to build. Whether you’re a parent getting your kids ready for the new school year or a college student managing your own budget, the season can feel overwhelming. But guess what? It doesn’t have to be. With a few simple, smart, and social savings strategies, you can take control of your finances and start the school year strong.

Let’s dive into some friendly finance tips that’ll help you save big and keep stress at bay.

For Parents: Simple Ways to Save on Back-to-School Shopping

1. Budget First, Shop Second: Kick things off by setting a budget. It doesn’t have to be hard—just jot down how much you can comfortably spend on supplies, clothes, and activities. Sticking to this budget will keep you from getting swept away by impulse buys.

   
   

2. Check What You Already Have: Before you head out shopping, look at what was left over from last year’s supplies and clothes. You might find that you’re already halfway there. Reusing items means fewer things to buy, and that’s a win for your wallet.

   
   

3. Shop Smart with Sales and Coupons: Back-to-school sales are your best friend. Combine them with coupons and, if your state offers it, tax-free weekends. It’s like giving yourself a little extra boost towards your savings goal.

   
   

4. Go for Quality: Sometimes, spending a bit more upfront can save you in the long run. A sturdy backpack or durable shoes might cost a little more now, but they’ll last through the year—and maybe even the next.

   
   

5. Secondhand Finds: Thrift and online stores are gold mines for back-to-school shopping. Gently used clothes, books, and even electronics can be yours for a fraction of the cost. Plus, it’s a sustainable choice.

Get Social with TANDA

Got bigger expenses coming up, like new tech or extracurricular fees? TANDA can help you pool your resources with friends, family, or other parents to reach your goals together. It’s social, smart, and makes saving a team effort.

For College Students: Smart Strategies for Staying on Budget

1. Use Campus Resources: When I was going to college, I took advantage of free sports leagues like intramural and the on campus gym. They would offer fitness classes as well. The campus had a health facility for medical assistance like preventative/yearly check ups, flu shots, and other needs. There’s a career center that would give advice for potential career paths. There was entertainment on campus whether it be through the student body or at the theater where bands would get booked for us, free of entry. Remember to always ask around if you’re curious!

   
   

2. Opt for Used or Rental Textbooks: Buying used textbooks from a previous version or renting the textbooks which you could get money back from at the end of the school year. The professors would know the differences and give us a break by posting any new problems or differences between old versions. The library would have it too but might need to compete with others for checking it out. Online pdf’s are available as well.

   
   

3. Don’t Forget Student Discounts: You’d be amazed at how many places offer discounts just for being a student. From clothing, movies, to software, always ask if there’s a student rate. Always bring your student ID with you and ask. Those small savings add up quickly.

   
   

4. Master Meal Prep: Dining out can drain your budget fast. Save by planning your meals and cooking at home. Not only is it cheaper, but it’s often healthier, too. This helps if you’re not on a meal plan otherwise stick to the meal plan. Look for events that provide food on/off campus as well.

   
   

5. Carpool or Use Public Transit: If you’re off-campus, transportation can be a big expense. Look into public transportation passes or team up with friends for a carpool. It’s a smart way to cut down on gas and parking costs. I rode my bicycle around everywhere and got in a good workout too!

Save Together with TANDA

College life comes with surprises—both good and expensive. Joining a savings circle with TANDA helps you prepare for the unexpected, whether it’s a new laptop or an impromptu trip. You’re not just saving; you’re doing it with your crew.

Conclusion

Whether you’re gearing up for grade school or college, back-to-school season doesn’t have to drain your savings. With a little planning, smart shopping, and the support of tools like TANDA, you can tackle the school year with confidence.  Download the mobile app now to start off the school year on the right foot.  Now that’s a nice save.